THE #OBAMACARE HORROR LINKS: Utter Chaos — White House Exempts Millions from Obamacare’s Mandate; ‘Unaffordable’ Exchanges
MORE at SF GATE:
In a last-minute policy change, the Obama administration waived the so-called individual mandate under the Affordable Care Act for people whose individual health insurance policy is being canceled.
The act requires most Americans to have qualified health insurance starting in 2014 or pay a tax penalty, unless they meet one of myriad exemptions. One is if qualifying coverage would cost more than 8 percent of household income (the affordability exemption). Another is they can prove a hardship such as homelessness, bankruptcy, domestic violence, large medical debts, utility shutoff notice or death in the family.
Under new guidance issued late Thursday, the Centers for Medicare and Medicaid Services (CMS) said that having an individual insurance policy canceled now qualifies for the hardship exemption.
Collapse has begun.
Health and Human Services Secretary Kathleen Sebelius said that this group of people – estimated by the administration to be fewer than 500,000 in number – will be allowed to claim a “hardship exemption” from the requirement in the 2010 Affordable Care Act to buy insurance.
500k? Over 5 million lost their policies…
RELATED: The Hardship Waiver
Title I. Quality, Affordable Health Care for All Americans
Individuals and families are eligible for a waiver from the requirement to purchase health insurance if coverage is unaffordable – if premiums exceed 8 percent of income.
In addition, exceptions are made for religious objectors, taxpayers with incomes below the tax-filing threshold ($9,350 for a single or $18,700 for a married couple in 2009), and Indian tribe members.
Americans under the age of 30 and other Americans who are exempt from the requirement to purchase insurance are eligible for a low-cost catastrophic plan that covers serious illness and injury.